by MnM | Oct 3, 2013 | House Removals, Leicestershire Removals, Moving Home |
Are you planning a move to Hamilton gardens Leicester?
Award winning builders Red Row have announced the development of Hamilton gardens in Leicester. The development will consist of a mixture of beautiful, well built 2,3,4 and 5 bedroom houses. Red Row have a reputation for creative, quality built homes. Red Row aim to be the developer of choice for customers, landowners, subcontractors and investors. Red Row started in North Wales in 1974 and have been growing ever since. From its humble beginnings Red Row now operates in most areas of the UK.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]Location
Hamilton gardens is situated in the quiet residential suburb of Hamilton in Leicester. Surrounded by natural open country side it is easy to forget you are just 6 miles North of Leicester and within easy distance of motorways heading straight to London. Offering the feel of rural living along with the convenience of having the city center close by.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]History
Hamilton gardens is in an electrol ward and an administrative division of the city of Leicester. It comprises with the north east western suburbs of Humberstone, Humberstone gardens and Netherhall.
The ward takes its name from the historical village of Humberstone along with the modern housing estate of Hamilton.
Hamilton was named after a deserted medieval village in the parish of Barkby Thorpe just outside of Leicester.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]Education
Residents of Hamilton gardens have a choice of two primary schools, Kestrels field primary school offer a safe and stimulating environment for children aged 3 to 11 years.
Hope Hamilton is the second primary school and is church aide, they also offer education to children aged 3 to 11 years.
Hamilton community college is also on the area and accepts students between the ages of 11 and 16.
Gateway sixth form collage have recently opened a building in the center of the area.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]Health sevices
Hilltop surgery is the main surgery serving the Hamilton gardens area. It is located on Maidenwell Ave and open Monday to Friday, between 8.30 and 5.30pm. Hamilton dental surgery is based on Sandhills Ave and opens Monday to Friday 9am to 5.30pm. They specialise in cosmetic dentistry as well as routine checkups.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]Shops and Amenities
Hamilton gardens is close to a huge range of shops and amenities including an Iceland and Sainsburys supermarket, Afro supermarket and many more.
Along Hamiltons parade you can find many shops and conveniences such as hairdressers, beauty salons, banks, restaurants and a number of friendly pubs.
[icon type=”vector” icon=”momizat-icon-14″ size=”24″ icon_color=”#81d742″ ]Sports and leisure
Spence Street sports center is the closest to Hamilton. Humberstone is home to the local golf club ‘ Humberstone Heights’ one of the few council run clubs in the city. There are many great days out nearby including Leicesters National Space Center which is a fun filled day for all of the family. Leisure Leys Leisure center is only 3 miles away and offers two water slides as well as a wave machine.
MnM Removals are proud to support the regeneration of Leicester along with affordable housing. That is why we offer all customers moving into Hamilton gardens Leicester a 10% discount.
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by MnM | Oct 2, 2013 | Blog, Home Movers, Moving Advice, Moving Tips|Check List, Property, Removal Guides |
What you need to know when getting mortgage advice
If you are hoping on taking on the responsibility of a mortgage, you have many options available you should investigate all the options on offer before signing into any contracts with a mortgage lender. See which mortgage advice has the best offer that suits your needs, situation and lifestyle. Plan where you’ll be a couple years from now and how your personal life may change as things do. Consider these options before jumping into the deep end and signing into a mortgage.
The most commonly used mortgages are:
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]Repayment Mortgage
Is where the monies borrowed is repaid slowly over a period of the loan. The capital is paid in monthly installments along with a percentage of the interests. The capital paid back will increase over the years while the interest rate will be lower.
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]Interest only mortgage
When using this type of mortgage you only repay the interest of the loan to the mortgage lenders. You will only pay into a long-term investment or a savings account where you should build up enough capital to pay the remainder of the loan when the mortgage term ends. You may even save an additional lump sum to put down on a new home.
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]There are three types of interest only mortgages they are:
Endowment Mortgage
Pension Mortgage
ISA Mortgage
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]Islamic Mortgage
Is a mortgage where you will not have to pay of any of the interest on your monthly repayments. The lender will Bill you for lending your the capital to buy your new property, the lender will charge you the rent on the property to recover the capital.
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]How can I get my mortgage
You can purchase a mortgage from a number of places. Here are some useful organizations you can try:
Specialized mortgage firms
Finance property
Building Society
Banks
Insurance Companies (will only provide endowment mortgages)
New building site’s.
Due to the government help to buy scheme most people like first time buyers and selected workers can borrow capital they need to get the home of of their dreams, from government funding. For the rest of the money you will need to arrange this with your mortgage lender, bank or building society.
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]Using a mortgage broker
A broker could be used if you are having problems getting a loan through your lender ( building society). A broker will an estate agents or insurance broker who will be your agent and try and match you up with a mortgage loan ti help you buy your new home.
You will only use a mortgage broker if you are finding it difficult ti purchase a loan form a mortgage lender. Double check with your lender as they are limited to how much they can charge for the services offered.
[icon type=”vector” icon=”momizat-icon-65″ size=”32″ icon_color=”#f7ce00″ ]Can I afford a mortgage
When choosing a mortgage for your new home because of the amount of money involved you have to be sure that all repayments can be paid on time, so it’s best to borrow as much capital that you will be able to pay back. If however you cant keep the repayments then the property could be repossessed by the lender.
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