by MnM | Apr 3, 2015 | Blog, House Removals, Moving Advice, Moving Home, Property, West Midlands Home Moves |
The essential guide to buying a house when moving home in Stratford-upon-Avon, Warwickshire CV3
Buying a house is a massive process and one of the biggest purchases your likely to make in your entire life time. Buying a house will involve a lot of planning. Following our checklist and tips on the essential guide to buying a house when moving home in Stratford-upon Avon, Warwickshire, will ensure you are always one step ahead.
How much can you afford to pay and save when buying a house
When searching or planning to buy your new home, you will need to find the best mortgage that is suited to your exact needs and requirements. When using a mortgage to buy any type of property, you are binding yourself into a long-term, financial agreement, that you will have to commit to for as long as your mortgage is active.
There are many fess involved when buying a house you will need to set aside a deposit and this is before you can even start to buy your dream home. If first time buyers are signed up to the governments Help To Buy Scheme, then a deposit of 5% will be required. This is to help first time buyers who struggle to get a deposit on to the property ladder.
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Try to secure the perfect mortgage that is right for your needs, budget and requirements
Many people buying a house will need to speak to potentials lenders, these lenders may include your Banks, Building Societies or independent lenders. Your mortgage is based upon the amount of money you can afford to put down a s a deposit and how long the mortgage is for.
If your circumstances suddenly charge over the years or you have to move to another country, then you will be able to sell your home to cover the remain balance on your mortgage.
If you put a small deposit down on your property, let say under 10%, then your monthly mortgage payments will be considerably high. It is always bets to put as much of a deposit down as you can, this will make it easier for you to budget your monthly mortgage payments.
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Work out the exact fees involved when buying a house in Stratford-upon-Avon, Warwickshire
When seacrching for a new home make sure you stay one setp ahead of the fees involved. Some time times these fees can spring up on people buying a house, simply because people are unaware of the fees and wheat they involve. Below you will find some of the fees you will have to make when buying your dream home.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Deposits
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Stamp Duty
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Survey Costs
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Mortgage Application Fees
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Building Insurance
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Content Insurance
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Solicitor Fees
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Estate Agent Fees
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How to locate the perfect home of your dreams
There are many things you will need to consider when buying your new home in Stratford-upon-Avon, Warwickshire. Some of these may include:
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]How many rooms, onsuit and bathrooms
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Does the property have its own private parking
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Does it have a private garden and garage
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Will the new property be local or far away
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]will it ready to move in or will decorating need to be done
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Do you want a new build or old style type of property
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Don’t be rushed when viewing your new home
When viewing your new property it is very important that you are not rushed. You will want to know as much detail as possible regarding the house, the history of the house, who lived there before and of course the area if you are not familiar with it.
Take photos of each room in the property and of any defects you have spotted during the viewing. You can pass these on to companies so they can quote you of the costs before you go ahead and buy the house of your dreams.
If possible give the poperty a full inspection, checking for leaking radiators, water marks on the ceilings, cracks in the walls, check guttering around the side of the house and again check the outside of the house for roof damage or subsidence in the building foundation.
You will of course want to check if you can add any thing to the property, like a conservatory, garage, open plan kitchen and diner, extra bedrooms etc.
These searches are vital when buying a house and understanding the level of worth that may need to be done. Many people buying a new home tent to add their personal touch to the place, by ripping out the kitchens and bathrooms and fitting new ones.
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Take time to decide the offer you would like put in to buy the property
This is something that will need to decided over a strong cuppa tea. Take a seat back for minute have a look at all the weak spots and good spots the the property has and weigh up your options. Get quotes on the major issues you have found with the property and how much it all costs. This will give you some idea of the extra costs you will occur once you have brought the property. Bear in mind the errors you have found won’t reflect the actual asking price, until you have made the owner aware of your finds.
Check to see if the owner is pushy or in a rush to sell the property. This could be a great advantage for you, giving room for negotiations and hopefully the price you find reasonable to pay.
If the property has been up for sale for a long time, the homeowner may be in a rush to sell. Many home owners may neogatate to have some of the work carried out, in order to secure a deal with you.
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The legal process your conveyancer will have to deal with
Your conveyancer is paid to deal with all the legal paper work and legal bindings regarding your move. They will need to arrange your sales and purchase agreement, exchange contract and the completion process.
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Sales and purchase agreement
When buying your property you will need to sign the sale and purchase agreement which will instruct your solictor or licenced conveyancer to go ahead with the transferring of the legal ownership of the property. Acting on your part to help with gathering all the information need to buy the property.
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Exchanging Contracts
Once you are completely happy that any concerns that you had have been addressed or resolved you can start the process of exchanging contracts. Once this is done there is no going back so it is wise to have the following in place:
Fixtures Form -A fixtures, fittings and contents form will need to be signed and submitted by your self.
Transfer Deed – It is at this stage that you will be asked to sign the legal documents transferring ownership of the property.
Building Insurance – Building insurance cover should be in place ready for the cover to start as soon as purchase the property.
Exchange – You can now exchange contracts and agree a final completion date.
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Completion
Until contracts have been exchanged, the mortgage advance has been received and all final searches are satisfactory you cannot complete. Once the money has cleared into the sellers account and deeds are received the property now belongs to you.
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If you are Moving Home in Stratford Upon Avon
by MnM | Apr 3, 2015 | Blog, Leicestershire Removals, Moving Advice, Moving House |
A guide on Preparing Appliances for Moving House in Uppingham, Leicestershire
While moving to a new home is always exciting, preparing to move is a lot of work. Top on your to-do list may be packing, changing your address with the post office, even saying goodbye to neighbors. But don’t overlook another crucial step before moving day:Preparing Appliances for moving House in Uppingham
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When Preparing Appliances for Moving House in Uppingham you will need to carefully disconnected from the mains electric supply and all the cables strap them up with some safety tape to the side of each appliance.
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[iconbox title=”Washing Machine” title_align=”left” content_align=”left” title_color=”#000000″ align=”left” type=”image” icon=”Tools” icon_align_to=”box” size=”24″ ]The first thing that you will need to do before preparing appliances for moving house in Uppingham is to ensure that your washing machine is unplugged from the mains supply. Take out all clothing and washing powder etc to avoid to avoid the spilling when it is moved. You will need to drain out the access water from the over flow pipes at the back of the washing machine.[/iconbox]
[iconbox title=”Fridge Freezer” title_align=”left” content_align=”left” title_color=”#000000″ align=”left” type=”image” icon=”Tools” icon_align_to=”box” size=”24″ ]To move a heavy item like a fridge freezer you will need to disconnect from the mains supply at least 24hrs prior to moving it, take out all the food and drinks inside and defrost the freezer component and drain the access water at the back of the fridge freezer into a bowl. Clean inside and leave for up to 24hrs for it to dry again. By pacing baking soda inside the fridge and the freezer section it will keep it smelling clean and fresh.[/iconbox]
[iconbox title=”Tumble Dryer” title_align=”left” content_align=”left” title_color=”#000000″ align=”left” type=”image” icon=”Tools” icon_align_to=”box” size=”24″ ]Take out all clothing from inside the tumble dryer and then disconnect from the electric supply. You will need to remove the vents and clamps but keep them safe as you will need to put them back on later.[/iconbox]
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If you decide to prepare them yourself contact the dealer for specific move instructions or refer to the owner’s manual if you have a copy to ensure you prepare your appliances for removal safely.
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[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”16″ bt_content=”Contact Us Today” bt_pos=”right” bt_style=”shiny” bt_color=”gray” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_font_style=”normal” bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-126″ bt_icon_color=”#f48a00″]If you are Moving Home in Uppingham, Leicestershire[/callout]
by MnM | Apr 3, 2015 | Moving Home, Moving Home Nottinghamshire, Removals Nottingham |
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Fast, friendly and reliable home movers in Ruddington, Nottingham, Nottinghamshire to take care of your move
Finding reliable and trustworthy home movers in Ruddington, Nottingham, Nottinghamshire can be a complex task. Especially after dealing with all the paper, solicitors, banks and estate agents in Ruddington. This is why when choosing MnM Removals Nottingham you can rest assured that you have chosen the perfect moving company to assist you and take care of all your needs and requirements.
How It Works When Using Our Home Movers In Ruddington, Nottingham
Home Movers in Ruddington Nottingham
From first point of contact you will be allocated a move consultant who will be able to arrange a suitable time for yourself to complete a home or office survey. A survey is a great opportunity for our customers to meet our removal company on a face to face basis, where we can answer all your questions regarding your move in more detail. Your home or office survey is completely free of charge and will normally take 15-20 mins of your time. Your move consultant will take into account every thing discussed on the survey the access, list all items to be moved, how many movers and packers need, size of vehicle etc.
Once survey has been successful you will receive your removals quote usually within the same day. Your removals quote will be a set price that is fair and will include VAT, this so our customers know exactly where they stand, when using our cost-effective and reliable home movers in Ruddington, Nottingham, Nottinghamshire.
MnM Removals Nottingham care enough to go above and beyond for our customers to ensure your move is successful and you receive the best moving services for you and your family, helping you to settle into your new home or offices. Our movers will place all items and belongings into the correct rooms of your choice, once at your new home or office.
Why use our office and home movers in Ruddington, Nottingham & Nottinghamshire
- Free home or office survey
- Free content insurance with every house or office move
- Student / O.A.P / NHS discounted rates
- Employee relocation
- Bespoke removal packages
- Moving Boxes, tape and bubble wrap and moving accessories
- Friendly, uniformed, fully trained and qualified movers and packers
- Safe, secure storage facilities for home and office
- Protect furniture before loading removal van
- We will take care of your belongings and home at all times whilst in our care
- Flexible when moving date has to be changed
- Flexible on waiting times and when waiting for estate agents to release the keys to your new home or office
When moving 80% of your belongings will be packed into our Moving boxes, this is why it is important that you have the perfect office and house moving boxes for your house removals or office relocation. MnM Removals Nottingham only ever recommend the best in quality moving boxes and accessories click image below to order your boxes directly to your front door. Safe and secure payment methods accepted.
Book your house or office removal and packaging together and receive 10% OFF your move only at MnM Removals
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by MnM | Apr 2, 2015 | Blog, House Removals, House Removals Oxfordshire, Moving House |
How you can save money when buying packing supplies when moving house in Bicester, Oxfordshire
Moving house in Banbury, Charlbury, Wheatley, Abingdon, Watlington or any other town or village in Oxfordshire can be an expensive process, but with our help and assistance it doesn’t have to be. When it is time for you to move into your new home, you’ll want to know how you can save money when buying your packing supplies when moving home in Bicester, Oxfordshire.
Today were going to provide you with some helpful tips that will help you to keep your moving costs to a minimum when moving house in Oxfordshire.
Step 1 Check each and every item that will need to be packed or boxed. Decide what packaging materials you’ll need to pack each item and then decide if you could use a cheaper alternative. Let say you have clothing in your wardrobe, you could use wardrobe boxes, but these can be very expensive and can take up extra space in the moving trucks, and alternative to this would be to either use black bin liners or suit cases, this could save you £100 instead of purchasing wardrobe boxes.
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Step 2 You will need moving boxes and packing supplies when moving house in Bicester, Oxfordshire. When ordering your moving boxes, examine them to be sure you have the correct sizes. This will save you time, swapping the boxes or having to have them returned. When placing your items into moving boxes the items will need to fit nice and snug.
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Step 3 Keep an eye on the packaging materials and boxes you wish to buy. Prices for many packaging materials including bubble wrap, shrink wrap, boxes, wardrobe boxes and foam wrap, go up and down on a regular basis. Check to see if the prices have gone down after a few months or so.
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Step 4 Buy in bulk. When purchasing your removal boxes and packing supplies when moving house in Bicester, Oxfordshire, it is always best to buy as much as you think you’ll require. Over estimating the amount of boxes will save you money if you underestimate the amount you’ll need. This is as you’ll end up paying the full price just for a few boxes that you need. Your packaging provider will more than likely provide you with a discounted rate when buying over a certain amount of removal boxes and packaging materials for your home move.
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Step 5 Paring down the volume of items and furniture your no longer going to need at your new home, will mean you will have fewer items to wrap and pack into removal boxes. This can also help to reduce the overall cost of your house removal, as your removal company will have fewer items to move.
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Step 6 For extra safety measures. Bed sheets, pillows, cushions, mattresses can all be used to cushion delicate items, placing cushions around the inside side of the box will help to keep your most delicate and fragile items safe.
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If you are planning a house removals and would like affordable packing supplies when moving house in Bicester, Oxfordshire, then please get in touch with our friendly team, we are here to assist your exact needs and requirements.
[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”20″ bt_content=”Contact Us Today” bt_pos=”right” bt_style=”shiny” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_font_style=”normal” bt_font_weight=”bold” bt_bgcolor=”#f48a00″ bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-127″ bt_icon_color=”#f48a00″]If you are moving home this Easter in Bicester or Oxfordshire [/callout]
by MnM | Apr 2, 2015 | Blog, How To, Moving Home Nottinghamshire, Removals Nottingham |
How to downsize when moving from a house to a flat in Nottingham
If you are moving from a house to a flat in Nottingham you may need to downsize and possibly invest in storage space for any excess items you no longer have room for. Pre planning and organizing are the key factors to any removal.
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Advantages of moving from a house to a flat in Nottingham
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[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Moving to a flat is an ideal way to downsize and save money on your mortgage.
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Moving to a flat can help you save money for a new home.
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Moving to a flat will save you money on utility bills.
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Tips for downsizing when Moving from a House to a Flat in Nottingham
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[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Now is a good time to throw away or donate any belongings you no longer use.
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Throw out any clothes that no longer fit or you don’t wear.
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]Consider donating larger pieces of furniture to charity.
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#7ded49″ ]If you are temporarily downsizing then you should consider renting a storage space for the items you want to keep.
When moving from a house to a flat in Nottingham and downsizing, you can save money by renting a smaller moving van if you have thrown out or donated unnecessary items and furniture beforehand. If you’re placing a large majority of your items in storage, you will need to rent a larger moving van for this purpose.
[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”20″ bt_content=”Get in Touch” bt_pos=”right” bt_style=”shiny” bt_color=”gray” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_font_style=”normal” bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-84″ bt_icon_color=”#f48a00″]If you are Moving from a House to a Flat in Nottingham[/callout]
