The best information when searching for the perfect home insurance and content insurance for your property

When buying your dream home this will be one of the most expensive purchases you will probably ever make in your whole life, you will want to make sure that dream home is fully insured and protected with the correct home insurance. Be sure you are getting the exact cover you need when searching for your home insurance information this is essential to making sure your new home and precious belongings are covered with the correct insurance policies when buying your home insurance.

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Home Insurance For New Home Owners

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Home Insurance

Doing it the right way from the start can save you valuable money and time, gaining the right home insurance information can make all the difference to turning your dreams into reality.Your will need to find a professional home insurance and content insurance that will be able to offer you the exact home insurance you are looking for.

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Home insurance which is also known as building insurance will cover the foundation of the property, all fittings that are installed to the building permanently will be covered, baths , sinks fitted kitchens and bathrooms will be covered under your home insurance policy. You will want to check your home insurance policy to see if your garden, shed, garages, and the contents inside them are covered under your home insurance policy. It cost nothing to inquire but can save you valuable time and money if something did go wrong in the future and you needed to make a claim on your home insurance.

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When taking out content insurance this covers you for all sorts of furniture and belongings that you will buy from your local shops and amenities. The type of furniture and belongings that will be covered are as follows.

Washing machine 
Wardrobe 
Beds
Carpets
Clothing
Jewelry
HI Fi Stereo
T.V, DVD

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Near enough every thing you own will be replaced or compensated if you have full cover on your home insurance policy, remember to check with your insurers that the items in the garden and the shed are included within your home insurance agreement.

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It may be beneficial to take out a combine home insurance policy as this can give you added benefits such as savings for taking the combined policy and interest free direct debits, However you should always have your combined benefits in writing and by email from your chosen insurers to avoid and issues or confusion later on.

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Home Insurance

Home Insurance

Your chosen insurers will run you through the whole process explaining the differences between both home insurance and contents insurance, you will also be explain what the home and content insurance provides, most insurers will cover you for fire and theft, burglary and floods. Check with your insurers the maximum they will pay out for your home insurance and content insurance in the case of an accidents. It is very important to know before purchasing your home insurance and content insurance exactly what you will be paid.

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When taking out your home insurance or content insurance you should have as standard on your insurance policy the following:

Structure of your home 
Garden equipment kept in the garden over night and day
Changing Locks all locks in your home 
Breakages Glass and pictures
Furniture 
Clothing
Jewelry
All electrical equipment

(always ask your insurers what they provide with their home insurance and content insurance).

All of the above will be insured but you may be offered a certain amount of money for each one so check this through with the insurers so you know roughly what you will be paid if you were to need the locks changing in the case of an emergency.

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Home Insurance

Home Insurance

You can purchase your home insurance and contents insurance from your local bank, insurance companies, one that we have recommended to our readers is Aviva insurance perfect for purchasing the best home insurance and contents insurance within the UK that is easy and stress free to set up. When ordering online with Aviva  insurance  you will receive £50.000 cover as standard. If you order before 1 January 2013 you will receive 10% off. Prices for Home Insurance starting from as little as £139 and content insurance starting from as little as £64.

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Moving home our friendly team are waiting to discuss your specific requirements

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