by MnM | Jan 26, 2020 | Blog, Home Movers, Moving Advice, Moving Home, Moving House, Property |
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Moving Home – Find important information of things to do before taking out a mortgage
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A mortgage is often described as the biggest financial commitment of someone’s life. This is because mortgage repayments commonly on average span a 20-30 year period, and is usually the biggest single purchase anyone ever makes.
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A mortgage can also be described as ‘overwhelming’ or ‘mind-boggling’ due to the shear magnitude and range of mortgage products on the market. Terms and conditions of mortgage products varies provider to provider and not many people know that is not only banks that supply mortgages, other sources such as building societies and specialist lenders can also offer loans for mortgages.
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Although getting a mortgage can be compared to navigating through a minefield, it is not an impossible mission and it is pleasing to now that thousands of people have successfully secured mortgages over many years.
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So if you have ever dreamed of becoming a homeowner and being able to put the key in the door and step into a place you can call your own home, there is no good reason that, that dream cannot become reality. With the right mindset, tools determination and preparation, ‘that key’ may soon be yours. Below MnM Removals have listed the main factors to consider before embarking on your mortgage journey and ultimately having that key in your hand, they are as follows;
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Your credit rating plays an important role when searching for a mortgage. When looking for a mortgage for you new home, you will have more options the better your credit rating is. So make sure your credit report is in tiptop condition by making sure it is accurate and up to date and all outstanding payments are made on time.
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You need to account for additional costs associated with getting a mortgage. Not only is a deposit required in most cases there are other costs to account for, solicitors/ conveyances, surveyors fees and stamp duty. Please ensure these fees and the deposit are covered, before you make a mortgage application.
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We recommend you save as much money as you can for your mortgage deposit. The more money you can save as a deposit the more chance you have of getting a mortgage. This is because the larger your deposit is, the better deal you will get. It is also the most important factor in determining what your mortgage rate will be.
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We recommend that you work out your budget and recheck this several times, in order to see if you are able to meet your mortgage repayments and to make sure you don’t forget any costs you may have missed. Comparison websites can give you a good starting point and can indicate how much repayments on different mortgages will be from the start.
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When searching for a new home and looking for a mortgage we suggest that you determine whether you will be able to cover all mortgage repayments in the years ahead, because your repayments can fluctuate as interest rates vary over time. Also think about what you could and would do, should your circumstances change in the future.
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Thinking Of Moving Home
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by MnM | Jan 8, 2020 | Blog, House Removals, Moving Advice, Moving Home Nottinghamshire, Moving Tips|Check List |
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Get Expert Advice When Moving Home With Your Pet Cat’s or Dog’s
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All the staff here at MnM Removals own a pets and are big animal lovers. This article is a guide for clients thinking of moving or relocating to a new home with their pets.
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Before moving home with a pet cat or dog you will want notify your removals company. This will make sure that your movers are aware that you have pets on the day, especially if the pets are left with in the home while the move is in full swing. You may want to arrange for your pets to be placed into kennels or a cattery for the day. You will need to do this quickly as they do get booked up quickly. Placing your dog or cat in to kennels or a cattery will offer you peace of mind knowing that your pets are safe and sound.
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During your home moving process you will want to make sure that your beautiful pets are either locked away in to a spare room, taken care of by friends or family or placed in to kennels or cattery. ( If all fails Remember to leave a note on the door for the movers) the last thing you need on your move is for the door to be opened and the cat runs away in to a dark street, that it is not familiar with. Another option is ask friends or family if they will take the pets out for the day, to their house or to the park, just while the move is going ahead.
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After the move has been completed, it is important to keep your pets indoors for a while (about a week or so), just until your pets get use to the new smells of their new home and surrounds. Cats and dogs can very territorial animals, so keeping them home will help to settle their nerves. Place all your pets usual toys into its new room or in to a section of the new house. This will make them feel more at home in the new house. Feed your pets and water them, as they have had an exciting and busy day also.
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Looking After Your Pets
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Moving house with your pets can be very unsettling for them and you. Dogs and cats have regular routines and a house removal may disrupt their every day routine. This guide is created to help people when relocating pets to new home.
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Moving pets to the new home
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The Best Way To Transport Pets
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- Don’t feed your pets before the car journey as they may be sick
- Place your pet dog or cat into a pet cage for the journey that is secured using the set belt
- Make regular stops so your pets can stretch their legs. Never let them off the lead
- Do not leave your pet in the car for long periods, especially in hot weather
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Moving House? Relocating pets to the new home?
[/fusion_title][fusion_button link=”https://mnmremovals.co.uk/contact-us/” text_transform=”” title=”” target=”_blank” link_attributes=”” alignment=”center” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”customButton” id=”” color=”custom” button_gradient_top_color=”” button_gradient_bottom_color=”” button_gradient_top_color_hover=”#f48a00″ button_gradient_bottom_color_hover=”” accent_color=”” accent_hover_color=”#000000″ type=”” bevel_color=”” border_width=”” border_radius=”” border_color=”” border_hover_color=”#000000″ size=”xlarge” stretch=”no” icon=”” icon_position=”left” icon_divider=”no” animation_type=”fade” animation_direction=”up” animation_speed=”0.8″ animation_offset=””]GET A FREE QUOTE[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”solid” padding_top=”0px” padding_bottom=”0px” padding_left=”0px” padding_right=”0px” hundred_percent=”yes” equal_height_columns=”yes” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_3″ layout=”1_3″ spacing=”no” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”no” class=”” id=”” background_image_id=”” hover_type=”zoomin” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”0″ background_type=”image” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center” linear_angle=”180″ background_color=”#1a1a1a” background_image=”https://mnmremovals.co.uk/wp-content/uploads/2020/01/moving-with-pets-1.jpg” background_position=”center top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”fade” animation_direction=”left” animation_speed=”0.5″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”no”][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ spacing=”no” center_content=”yes” hover_type=”none” link=”” min_height=”” hide_on_mobile=”no” class=”” id=”” background_color=”” background_image=”” background_position=”left top” undefined=”” background_repeat=”no-repeat” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” padding_top=”10%” padding_right=”10%” padding_bottom=”10%” padding_left=”10%” margin_top=”” margin_bottom=”0″ animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” last=”false” first=”false”][fusion_content_boxes layout=”icon-on-top” columns=”1″ title_size=”32px” heading_size=”3″ title_color=”” body_color=”” backgroundcolor=”” icon=”fa-dog fas” iconflip=”” iconrotate=”” iconspin=”no” iconcolor=”#f48a00″ icon_circle=”yes” icon_circle_radius=”” circlecolor=”transparent” circlebordersize=”0px” circlebordercolor=”” outercirclebordersize=”2″ outercirclebordercolor=”#f48a00″ icon_size=”45″ icon_hover_type=”pulsate” hover_accent_color=”#f48a00″ image=”” image_id=”” image_max_width=”” link_type=”” button_span=”” link_area=”” link_target=”” icon_align=”left” animation_type=”fade” animation_direction=”up” animation_speed=”0.8″ animation_delay=”” animation_offset=”” margin_top=”45px” margin_bottom=”0px” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_content_box title=”Get Your Pets ID” backgroundcolor=”” icon=”fa-dog fas” iconflip=”” iconrotate=”” iconspin=”no” iconcolor=”” circlecolor=”” circlebordersize=”” circlebordercolor=”” outercirclebordersize=”” outercirclebordercolor=”” image=”” image_id=”” image_max_width=”35″ link=”” linktext=”” link_target=”” animation_type=”fade” animation_direction=”up” animation_speed=”0.8″ animation_offset=””]
Before moving home be sure your pets collars have an updated name address and phone number. Be sure that they are chipped and tagged, just incase they are lost.
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Once you have arrived at the new home location, you will want to be sure your dog is registered at the local vets. You could try asking the neighbours as the may recommend one to you.
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Before letting your pet out of its cage in its new home, it is always best to check the house and the garden. Be sure there are no objects left lying around that your dog or cat could swallow or harm themselves.
[/fusion_content_box][/fusion_content_boxes][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”solid” padding_top=”0px” padding_bottom=”0px” padding_left=”0px” padding_right=”0px” hundred_percent=”yes” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” last=”true” hover_type=”none” link=”” border_position=”all” first=”true”][fusion_button link=”https://mnmremovals.co.uk/contact-us/” text_transform=”” title=”” target=”_blank” link_attributes=”” alignment=”center” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”customButton” id=”” color=”default” button_gradient_top_color=”” button_gradient_bottom_color=”” button_gradient_top_color_hover=”” button_gradient_bottom_color_hover=”” accent_color=”” accent_hover_color=”” type=”” bevel_color=”” border_width=”” border_radius=”” border_color=”” border_hover_color=”” size=”xlarge” stretch=”yes” icon=”” icon_position=”left” icon_divider=”no” animation_type=”fade” animation_direction=”up” animation_speed=”0.8″ animation_offset=””]Moving With Pets? Get A FREE Quote[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]