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Buying a New House in Woodthorpe Nottingham

Planning on buying a new house in Woodthorpe Nottinghamshire, follow our step-by-step guide and tips

First time buyer! Planning on buying your first home is one of the most expensive purchases you will probably make in your entire life time, so getting it right is first time round is essential. Below we have listed some useful tips on buying a new house in Woodthorpe Nottinghamshire and the surrounding areas. This will help you to make the right choices when planning to buy a new home, whether in Nottinghamshire or any other destination within the United Kingdom.

How much can you afford to spend

When learning how to buy a new house in Nottinghamshire, you will first need to know how much you can afford to spend. It is all based on the price of the home you wish to buy, the amount of money you have direct access to and how much you can afford to borrow.

These are some of the factors you will have to consider when planning on buying a new house in Nottinghamshire. There are so many Banks and Building Societies out there, that can provide you with a loan to cover the remaining amount of monies owed on your new home.

Additional cost

There are so many other additional cost to consider when buying a house some of these include:

Stamp Duty Land Tax
Land Registry Fees
Survey Fees
Valuation Fees
Mortgage Lender Fees
Moving Fees

All of the above are cost you will have to pay to ensure the whole buying process is done correctly and without any issues later on.

Searching for the right mortgage

If you are trying to get a great mortgage you will need to visit your local bank, mortgage brokers or simply mortgage compare sites online. We would recommend searching every possible angle to get the best mortgage that meets your exact needs and requirements, in the terms of monthly repayments and interest.

Check online for various mortgage compare websites, check with them what mortgage services they can offer to you, as they can sometimes compare the best deals and interest rates available on a much wider scale, just like choosing your car insurance. However if you are a reliable customer to your bank they may be able to assist you with a mortgage deal that is suited to your needs, your bank will do what they can to make you take the mortgage with them, keeping you as a customer. Shopping around could help you to get the best deals when searching for the perfect mortgage deal.

You should never rush or feel pressured into taking out a mortgage you are not happy with. When you are fully satisfied with your mortgage lenders and your mortgage meets your personal circumstance, your lender will provide you with your agreement. Getting your mortgage agreement can help you to put in an offer and buy your home more easily, as the agreement is in place this should help things to go smoothly when buying your home.

Finding a house to buy

There are a number of different options available to you when searching for your home to buy, these include the following:

Estate Agents
Internet
Newspapers
Make your offer
Online

When you have found your dream home and you are happy that it is the home for you and your family, you will want to make an offer on the property, going in to low could make the seller pull out, so be careful when negotiating with the seller. Once the seller has excepted your offer the buying process can be underway.

Get a solicitor or licensed conveyancer

You will need a solicitor or a licensed conveyancer to handle all the important paper work and the legal transactions for the purchase of your property. It is highly recommended that you only use solicitors and licensed conveyancer that have the experience to ensure your process goes through smoothly, check with them exactly when you will be able to move in to the property and when you will have the keys to your home, as this could occur in extra cost later on your removal day, as your estate agents have not released the keys to your home or the banks are waiting for monies to be transferred.

Book a survey

When buying a property you will need to arrange for a survey to completed on the property, your survey will tell you how stable the property is. There are a few surveys you will need to be aware of, these include:

Homebuyers report

Your homebuyer report will cover the areas of the property that are visible, it will also cover the following inspections on your property

Damp
Inside of the property
Outside of the property
Condition
Features
Urgent or vital matters
Property valuation

Condition report

Condition report is not as costly as the other surveys available, it will cover the following:

The condition of the property
Urgent or vital matters
Hazardous issues that may affect health and safety

Building or structural report

A building or structural survey is the most expensive of all the surveys, it is mainly used for older listed buildings or homes that have been converted in to flats and barns. Your building or structural survey will spot potential dangers with the property, even if they are not possible to see by eye. The building or structural survey will cover the following inspections on your home.

Full structural check over from top to bottom
Roof
Foundations
Materials used
Walls
Potential problems and building defects
If any of the main walls are leaning or have been moved
Check for wood worm, rot and damp
All electrical and plumbing is correct and in working order
Damaged or rotten window frames
Brick or stonework damage
Check for evidence of land slide and subsidence

What to do when exchanging contracts

Once contracts have been exchanged with the seller you may be required to pay a deposit which is roughly 10%. You should exchange contracts when:

You and your solicitor are satisfied with the arrangements
Surveyors reports are complete and immediate action taken
You and your solicitor make arrangements regarding your 10% deposit
What date you agree for completion

Completion

Completion is the day the property becomes yours, you get the keys for your new home, but most importantly, completion is the date your mortgage will become active, the seller will need to move out and you can move straight in. Your completion date can be as soon as contracts have exchange, depending on yours and the sellers personal circumstances. The percentage owed on the property will be transferred from mortgage lender to your solicitor to the sellers solicitor.

Book a home removal firm

Once completion has taken place you will need to ensure that you have a reliable moving company that will not let you down on your removal day. MnM Removals is a family run house removal and storage company that can meet your exact requirements and needs when moving you and your family to your new home. MnM Removals have the experience and skills needed to ensure your house removal process is as smooth and successful as can be.

Our dedicated house removal men and home packing team, will take care of every aspect of your move, from providing a first class house removal service, home packing service, dismantling and assembling service, piano removals or storage facility. Customers are provided with the best in quality removal boxes and packaging materials, that are very affordable and cost-effective. Visit packaging store and get prices.

If you would like to receive a free home survey and free no obligation removal quotation by MnM Removals you can get in touch or call on

0800 0025 543

Downsizing or Upsizing to a New Home in Alfreton

by MnM

If you are planning on downsizing or upsizing your property we have put together some helpful tips and advice for removal customers downsizing or upsizing to a new home in Alfreton

You could be moving to new home for many reasons, whatever your reason for moving you will have to decide whether you are going to downsize or upsize to a new home in Alfreton.

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Tips on Downsizing to a New Home in Alfreton

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[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]When downsizing you will more than likely have to donate, sell or give away a lot of your most loved furniture and belongings, to leave space in your new home

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Donate, sell or give away your furniture that you least need or use the most. It is always best to recycle your belongings and furniture, instead of throwing them away. Organize your boxes by individually labeling or placing coloured stickers on them red for sale, blue for new home and green for recycle.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Many people move to a smaller home as their children have left home and the extra rooms and space is not needed any more, and taking the children’s beds, cupboards and school books to your new home may not be an option.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]You will have to get use to your smaller home and surroundings which will feel uncomfortable at first, measure the size of the rooms in your new home, and try to use your own rooms to see where the furniture will fit in your new home. For example your kitchen might be similar size to bedroom.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]When packing it is best not to pack and take to many of the same things, for example bins, sofas, beds, tables and chairs in the smaller home you may only fit 1, so always double-check before moving your belongings to your new home that every thing will fit in the right places.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Getting a floor plan of your new property will help you get the scale and the layout of the property and also help in assisting you in what rooms your furniture will be placed in.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]When moving to a smaller home in Alfreton , Derbyshire you will want to be sure that there is enough storage space, cupboards and attic, this will help to keep your home from getting cluttered with bric-a-brac and clothing etc.

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Tips on Upsizing to a New Home in Alfreton

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[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]When upsizing to a new home this can be a very exciting and emotional experience getting your move completed successfully is vital

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Many people upsize to a new home for may reasons especially if there is a new arrival to the family and extra room is needed

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Getting the timing spot on when upsizing to a new home is essential, as the time your completion has been successfully completed you will not own your current home no more, and the buyer will be aiming to move their furniture and belongings in, so being organized is a big priority when upsizing your home.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Before you get too deep into a home search, make sure that you speak to a lender and get pre-approved for a home loan. Mortgages take longer to obtain these days, and stellar credit is a must. Make sure that you’re in good shape – and approved – to take on the larger monthly payments that accompany a larger property.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]You don’t want to take on too much in terms of home size and features. There are drawbacks that can accompany buying too much house. Talk to a real estate agent to determine which properties will best fit your family size and lifestyle and start a targeted search to find just the right fit for you.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Finding the right-sized home for you can lead to a happier, more comfortable living experience. If you’re thinking of upsizing, contact your real estate agent today and get the ball rolling.

[icon type=”vector” icon=”momizat-icon-314″ size=”16″ icon_color=”#f48a00″ ]Taking a measured approach to moving into a new home is always your safest bet. If you’ve crunched the numbers, evaluated your circumstances, and made a list of the pros and cons associated with upsizing, you’re in good shape to make a decision about whether a larger new home is right for you.

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[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”20″ bt_content=”Contact Us Today” bt_pos=”right” bt_style=”shiny” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_font_style=”normal” bt_font_weight=”bold” bt_bgcolor=”#f48a00″ bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-127″ bt_icon_color=”#f48a00″]To Arrange your House Removals when Downsizing or Upsizing to a New Home[/callout]

Moving into your new Home in Nottingham

by MnM

Important things to do before moving into your new home in Nottingham

There are many important things to do before moving into your new home in Nottingham. We have made a list of the most commonally forgotten tasks to be done before moving in to a new house.

[iconbox title=”Change the Locks” title_align=”left” content_align=”left” title_color=”#000000″ content_color=”#000000″ align=”left” type=”vector” icon=”momizat-icon-247″ icon_align_to=”box” size=”32″ icon_color=”#f48a00″ ]It is always advisable to have all the locks on your new home changed before you move in as you never know who has had copies of your keys before you became the tenant or how many have been shared.[/iconbox]

[iconbox title=”Design your space” title_align=”left” content_align=”left” title_color=”#000000″ content_color=”#000000″ align=”left” type=”vector” icon=”momizat-icon-247″ icon_align_to=”box” size=”32″ icon_color=”#f48a00″ ]On the top of things to do before moving into your new home in Nottingham is to pre plan how you will use your new spaces. Measure your new space and have a plan so you can give the mover rooms to put your belongings into on moving day.[/iconbox]

[iconbox title=”Change the toilet seat” title_align=”left” content_align=”left” title_color=”#000000″ content_color=”#000000″ align=”left” type=”vector” icon=”momizat-icon-247″ icon_align_to=”box” size=”32″ icon_color=”#f48a00″ ]Replace your old throne with a new one and, at the same time give the bathroom a good spring clean. Now is an ideal time to get rid of old germs and start a fresh.[/iconbox]

[iconbox title=”Check for pests” title_align=”left” content_align=”left” title_color=”#000000″ content_color=”#000000″ align=”left” type=”vector” icon=”momizat-icon-247″ icon_align_to=”box” size=”32″ icon_color=”#f48a00″ ]Where there are humans there are bugs and often rodents. Have the exterminator check for rodents and bugs and plug any holes. Keep windows open to air the new property out.[/iconbox]

[iconbox title=”Change utilities” title_align=”center” content_align=”center” layout=”boxed” border=”#f48a00″ title_color=”#000000″ content_color=”#000000″ align=”center” type=”vector” icon=”momizat-icon-247″ icon_align_to=”box” size=”32″ icon_color=”#f48a00″ ]Amongst the things to do before moving into your new home in Nottingham you will need to let all your service providers know in advance about your move. All providers will require notice, some more than others. Suppliers will include; Gas, Water, Electric, Phone lines, Tv, Internet along with any other regular services or deliveries you receive.[/iconbox]

[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”20″ bt_content=”Contact Us Today” bt_pos=”right” bt_style=”shiny” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_textcolor=”#000000″ bt_bgcolor=”#f48a00″ bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-126″ bt_icon_color=”#000000″]If you need Advice for Moving Home in Nottingham[/callout]

Moving House in Alvaston, Derby

by MnM

Great advice on what NOT to do when moving house in Alvaston, Derby

There are many mistakes that can be made when moving home. Follow our great practical advice on what NOT to do when moving house in Alvaston, Derby to ensure you have a stress free, smooth home relocation in Alvaston

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What NOT to do when moving house in Alvaston, Derby

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[icon type=”vector” icon=”momizat-icon-246″ size=”32″ icon_color=”#dd3333″ ]Hiring a removal firm without receiving a home viewing

Most removal firms work by volume of the items. To ensure you are provided with the correct vehicle, your items will be listed by a surveyor who will visit your home to discuss your requirements (No charge should apply for a survey) This is a great time for you to meet your prospective removal company face to face, and ask any questions or address any concerns that you may have regarding your move.