by MnM | Jan 18, 2016 | Moving Advice, Moving Home Nottinghamshire, Moving House, Removals Nottingham |
Planning on buying a new house in Woodthorpe Nottinghamshire, follow our step-by-step guide and tips
First time buyer! Planning on buying your first home is one of the most expensive purchases you will probably make in your entire life time, so getting it right is first time round is essential. Below we have listed some useful tips on buying a new house in Woodthorpe Nottinghamshire and the surrounding areas. This will help you to make the right choices when planning to buy a new home, whether in Nottinghamshire or any other destination within the United Kingdom.
How much can you afford to spend
When learning how to buy a new house in Nottinghamshire, you will first need to know how much you can afford to spend. It is all based on the price of the home you wish to buy, the amount of money you have direct access to and how much you can afford to borrow.
These are some of the factors you will have to consider when planning on buying a new house in Nottinghamshire. There are so many Banks and Building Societies out there, that can provide you with a loan to cover the remaining amount of monies owed on your new home.
Additional cost
There are so many other additional cost to consider when buying a house some of these include:
- Stamp Duty Land Tax
- Land Registry Fees
- Survey Fees
- Valuation Fees
- Mortgage Lender Fees
- Moving Fees
All of the above are cost you will have to pay to ensure the whole buying process is done correctly and without any issues later on.
Searching for the right mortgage
If you are trying to get a great mortgage you will need to visit your local bank, mortgage brokers or simply mortgage compare sites online. We would recommend searching every possible angle to get the best mortgage that meets your exact needs and requirements, in the terms of monthly repayments and interest.
Check online for various mortgage compare websites, check with them what mortgage services they can offer to you, as they can sometimes compare the best deals and interest rates available on a much wider scale, just like choosing your car insurance. However if you are a reliable customer to your bank they may be able to assist you with a mortgage deal that is suited to your needs, your bank will do what they can to make you take the mortgage with them, keeping you as a customer. Shopping around could help you to get the best deals when searching for the perfect mortgage deal.
You should never rush or feel pressured into taking out a mortgage you are not happy with. When you are fully satisfied with your mortgage lenders and your mortgage meets your personal circumstance, your lender will provide you with your agreement. Getting your mortgage agreement can help you to put in an offer and buy your home more easily, as the agreement is in place this should help things to go smoothly when buying your home.
Finding a house to buy
There are a number of different options available to you when searching for your home to buy, these include the following:
- Estate Agents
- Internet
- Newspapers
- Make your offer
- Online
When you have found your dream home and you are happy that it is the home for you and your family, you will want to make an offer on the property, going in to low could make the seller pull out, so be careful when negotiating with the seller. Once the seller has excepted your offer the buying process can be underway.
Get a solicitor or licensed conveyancer
You will need a solicitor or a licensed conveyancer to handle all the important paper work and the legal transactions for the purchase of your property. It is highly recommended that you only use solicitors and licensed conveyancer that have the experience to ensure your process goes through smoothly, check with them exactly when you will be able to move in to the property and when you will have the keys to your home, as this could occur in extra cost later on your removal day, as your estate agents have not released the keys to your home or the banks are waiting for monies to be transferred.
Book a survey
When buying a property you will need to arrange for a survey to completed on the property, your survey will tell you how stable the property is. There are a few surveys you will need to be aware of, these include:
Homebuyers report
Your homebuyer report will cover the areas of the property that are visible, it will also cover the following inspections on your property
- Damp
- Inside of the property
- Outside of the property
- Condition
- Features
- Urgent or vital matters
- Property valuation
Condition report
Condition report is not as costly as the other surveys available, it will cover the following:
- The condition of the property
- Urgent or vital matters
- Hazardous issues that may affect health and safety
Building or structural report
A building or structural survey is the most expensive of all the surveys, it is mainly used for older listed buildings or homes that have been converted in to flats and barns. Your building or structural survey will spot potential dangers with the property, even if they are not possible to see by eye. The building or structural survey will cover the following inspections on your home.
- Full structural check over from top to bottom
- Roof
- Foundations
- Materials used
- Walls
- Potential problems and building defects
- If any of the main walls are leaning or have been moved
- Check for wood worm, rot and damp
- All electrical and plumbing is correct and in working order
- Damaged or rotten window frames
- Brick or stonework damage
- Check for evidence of land slide and subsidence
What to do when exchanging contracts
Once contracts have been exchanged with the seller you may be required to pay a deposit which is roughly 10%. You should exchange contracts when:
- You and your solicitor are satisfied with the arrangements
- Surveyors reports are complete and immediate action taken
- You and your solicitor make arrangements regarding your 10% deposit
- What date you agree for completion
Completion
Completion is the day the property becomes yours, you get the keys for your new home, but most importantly, completion is the date your mortgage will become active, the seller will need to move out and you can move straight in. Your completion date can be as soon as contracts have exchange, depending on yours and the sellers personal circumstances. The percentage owed on the property will be transferred from mortgage lender to your solicitor to the sellers solicitor.
Book a home removal firm
Once completion has taken place you will need to ensure that you have a reliable moving company that will not let you down on your removal day. MnM Removals is a family run house removal and storage company that can meet your exact requirements and needs when moving you and your family to your new home. MnM Removals have the experience and skills needed to ensure your house removal process is as smooth and successful as can be.
Our dedicated house removal men and home packing team, will take care of every aspect of your move, from providing a first class house removal service, home packing service, dismantling and assembling service, piano removals or storage facility. Customers are provided with the best in quality removal boxes and packaging materials, that are very affordable and cost-effective. Visit packaging store and get prices.
If you would like to receive a free home survey and free no obligation removal quotation by MnM Removals you can get in touch or call on
0800 0025 543
by MnM | Jan 16, 2016 | Blog, Derby Moves, House Removals, How To, Moving House |
Practical advice on how to plan a house removal in Borrowash, Derbyshire
Moving home can be one of the most stressful times of our lives. Having a plan and knowing how to plan a house removal in Borrowash, Derbyshire will go along way to making the move a successful and stress free experience.
Getting The Keys To Your New Home
When planning a house removal in Borrowash, Derbyshire it is very important to make sure that you will have the keys in time for the removal men to arrive at your new home. Some estate agents that have many people in a chain can take hours to release the keys to the new property, and having the removal men and van waiting for long periods of time for the estate agents to pass on the keys. This could prove to be costly with your chosen moving company, so always be sure to know when exactly you will receive the keys, to your new property. Some removal companies will start your move at a later time to avoid you waiting a long time for the keys to be released. By past experience many estate agents and contracts go through usually around 2pm and in the worst cases can be 4-5 or even 6pm, depending on what time the estate agent actually closes it branch, double checking this with them before the movers turn up, at the crack of dawn is essential, when hiring a moving company.
Finding your moving boxes and supplies
When searching for good quality moving boxes it is always best to speak to your local moving company, as they will use good quality double wall removal boxes and materials on a day-to-day basis ensuring that your items and belongings are stored and packed with the maximum protection possible, what you don’t get when using crisps style boxes or boxes from your local supermarket or store. To stack the removal vehicle correctly and safely you will need to buy strong double wall house removal boxes, ideal for stacking on top of each other and keeping your items and belongings clean and safe at all times during your move. A removal companies main aim is to ensure your items arrive at your new home with out a scratch.
Let the pros pack
If you choose to pack your home yourself be sure to start this process at least 2 months prior to your move, just packing a few boxes a day. This will give you the time to carry on with your normal day-to-day life and at the same time, packing just a few boxes a day, especially if you are moving from a large house or moving from a large office. Be sure to have every thing taken down and boxed ready for the movers.
The key when packing your home is to ensure that 80% of the contents of your home is carefully wrapped, packed and placed into boxes.
Alternatively hiring a professional home removals company to successfully complete your home packing service can save you the time and hassles of gathering the boxes and materials, which your moving company may be able to offer you a discount on, if brought from them. Many pro moving companies can have your entire home or office packed within just a few hours.
Booking A Removal Company
Hiring your movers and packers at least 3 months prior to your move, this will give you the peace of mind you need and reassure you that your move is fully booked in with a professional moving firm. Many moving companies could be booked up during the summer and winter periods, so booking your move months before will secure your place and chosen day for your move.
Request A FREE Home Survey
When moving home or moving office it is always better to request a free home survey by your chosen removals company. A survey is a great opportunity to meet your moving company and ask all the questions that play on your mind when moving. Your moving company will allocate you with a move co-ordinator who will organize your entire move, from the packing, boxes, materials, care, assistance and the move, ensuring you receive the smoothest move, the best price and the best possible service at all times.
If you are planning a house removal in Borrowash, Derbyshire then please get in touch with our fast, friendly and reliable house removals company and removals team today and see how our movers and packers can provide you with a stress free move.
by MnM | Jan 14, 2016 | House Removals, House Removals Oxfordshire, Moving Advice, Moving Home |
Moving Home? Arrange Your House Removals in Cropredy Village, Banbury, Oxfordshire
Moving home can be a stressful time, but with MnM Removals it doesn’t have to be. Our well established house removals company and its experienced team of movers and packers will ensure your move is carried out to the best of our ability and to the highest possible standards.
With MnM Removals you can sit back relax and leave the heavy lifting and hard work to us. We have an extended amount of knowledge and experience within the house removals industry, along with a friendly team of movers and packers, who ensure your home furniture is professionally packed, wrapped and transported safely to the new home, before off loading all furniture and belongings.
MnM Removals cater for wide range of removal services: Including House Removals, Home packing, House Clearance, Piano Removals, Packaging Materials and Storage Facilities to all clients both residential and businesses moving home in the Cropredy, Banbury or the Oxfordshire area.
Free Survey & Removal Quotes When Moving home in Cropredy, Banbury or Oxfordshire
FREE Home Survey
To ensure you are provided the most fairest and accurate price for your move, MnM Removals will recommend a free home survey to be completed. Not to worry the survey will not take up much of your time, but is helpful in providing a full inventory of the furniture and items to be moved to your new home. This will also help to provide the most affordable removals quote based upon what you are moving.
Free House Removals Quote
Once your move manager has completed your home survey, you will then receive your free no obligation house removals quotation. Your removals quote will include all the removal services that will be carried out at your home on the day of your move.
If a home packing service has been requested, then we will supply top quality removal boxes and packaging materials, that will also be included within your moving quote.
The price of your move will not change on the day of your move. The price quoted is the price you pay.
To receive a free removals quotation for your home move, please get in with our friendly removals company and team, we have the best possible solution for your house removals.
Location
Cropredy Village is situated within Oxfordshire, which is the in the District of Cherwell. The biggest town close to Cropredy Village is Banbury. The River Cherwell runs through the east of Cropredy Village.
Schools
In Cropredy Village there is only the one main school available for people living or moving to Cropredy Village. The school is the Church Of England School for primary and infant children and follows the Christian principles and values.
Leisure
Cropredy Village houses one of Britain’s largest festivals and events. Each year up to 20,000 people turn up on the outskirts of Cropredy village Oxfordshire to be part of the Fairport’s Cropredy Convention where rock and folk music will be played live on stage.
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If you are moving home in Cropredy, Banbury or Oxfordshire
by MnM | Jan 12, 2016 | Blog, House Removals, Moving Advice, Moving House |
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What To Do When Moving Home With Pet Animals
Does your house removal involve moving home with a pet dog or moving home with a pet cat, you will want to know how to keep them calm and stress-free during and after the move. This guide is about making your pets and animals feel safe when moving home. As animal lovers, the aim is to ensure a successfully move for your pets. MnM Removals have put together a helpful guide on what you can do to help settle your pets and make them feel more at ease, when moving home with animals and pets in the UK.
Find the perfect tips on what to do when moving home with animals and pets
Before Your Move
If possible take your pets to visit the new home as much as you can before moving day. This will help your pets to become more familiar with their new home and surroundings, before having the shock of living their full-time. Be aware that pets particularly cats and dogs can be very sensitive and will pick up on the fact that there are some sort of changes going on within the home.
During Your Move
It is advisable to ask close friends or family to look after the pets while the move is under. This will minimise the stress on your pet as well as keeping the house clear for the removal men on removal day. This can also help to keep pet owners calm as the distress of your beloved pets and animals can be an upsetting experience.
If it is not possible to have your pet away from the home on removal day, then it is a good idea to leave them in a quiet room with a few of their favourite and familiar toys.
After Your Move
Following your move you may find that your pet has adapted very quickly and is happy within the new home and location. On the other hand some pets can take time to adjust to new surroundings and may seem timid or not quiet themselves. In this case reassurance is key, give your pets plenty of love and extra attention, surrounding them with familiar items from your old home.
Cats: If you have a pet cat it is advisable to keep them locked in the house for a least a week or two following your move. This will give your cat time to get familiar with your new home.
Dogs: When moving home with a pet dog, that is feeling down or disheartened after the move, try taking them on walks and to parks within the new area, which will allow them to explore and mark their new territory.
Get In Touch If Planning A House Removal With Your Pets & Animals
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Give us a call
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0800 0025 543
MONDAY-SATURDAY (8AM-8PM)
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by MnM | Jan 10, 2016 | Hertfordshire, House Removals, Moving House |
Moving House? Find Professional Home Removal Companies For House Removals in St Albans Hertfordshire UK
Moving house is a life changing event that happens just a few times in our entire life time, it’s no wonder it can become stressful and nerve-wracking experience to cope with. Finding reliable reputable house removal companies for house removals in St Albans Hertfordshire will ensure your home move is carried out, safely, effectively and professionally at all times.
We Cover All Angles For House Removals in St Albans Hertfordshire
Hertfordshire House Removal Companies
MnM Removals provides a one stop solution for all your house removal needs and requirements. We allocate an experienced move consultant who will manage and plan every detail of your home move, which will help to ensure it is successful and pleasant experience. Your move consultant will be available to answer any questions or queries you may have regarding your move or the moving process.
St Albans & Hertfordshire House Removals & Home Packers
If it’s a house removals or packing service that you require, you can rely on MnM Removals and its removals team to ensure your furniture and belongings are expertly packed. We only ever use quality removal boxes and packaging materials designed for moving home, a few of these materials include, bubble wrap, wrapping paper, wardrobe boxes, mattress covers and sofa covers. Our expert home packing team will ensure your entire home furniture is safely wrapped and packed correctly.
Once all furniture is safely packed our removals team will start loading furniture into the removal truck before making the journey to the new home. When at the new home we ensure all furniture, items and belongings will be off loaded into the new home in the correct rooms of choice.
Specialist Piano Removals in St Albans Hertfordshire
On many occasions people moving home will have a piano or buy a piano that requires experienced piano movers to move it safely to its new location. Our professional piano removals team are the experts at moving all types of piano’s, including the upright piano, the baby grand piano and concert grand piano’s within UK or Abroad.
Free home survey & quotes for house removals in St Albans Hertfordshire
MnM Removals provides free home survey and removal quotations for all clients moving home in St Albans Hertfordshire area. Home survey’s are carried out by our move consultant, who will assess the volume of furniture belongings and items that will require moving. They will also assess the access and loading points to the property, which will ensure your removal quote is 100% accurate based on the nature of your move. Your home survey is a great time to meet our removal company face to face where we can answer questions in more detail.
All removal quotes provided will be a set or fixed price, that will not change on the day of your move. Your house removal quote will list all removal services to be completed at your home, along with the price for each and every service taken.
If you would like to receive our free removals quote when moving home in St Albans Hertfordshire, then please get in touch with a member of our friendly removals team today by calling us on 0800 0025 543
