by MnM | Jan 6, 2015 | Home Movers, House Removals, Leicestershire Removals, Moving Advice, Moving Home, Property, Removals and Self Storage |
When looking to buy your very first home don’t feel alone their is financial government help out their just for first time buyers in Leicester who are trying to get their foot on to the property this year
When thinking of buying a home, all first time buyers in Leicester will need to consider and think through the costs of using a professional house removals company, solicitors fees, stamp duty, and all the other bills you will incur once you have moved in to your new home.
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The Government help to buy scheme covers first time buyers in Leicester, along with people and families moving into a new build property that is only bought from a help to buy building firm.When using this type of scheme you will not be able to sub-let the property at all.
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[icon type=”image” icon=”Info” align=”left” size=”24″ ]For first time buyers in Leicester you will be able to choose a new property for you or your family in a price range of up to £600,000.
[icon type=”image” icon=”Info” align=”left” size=”24″ ]First time buyers in Leicester will need to make a deposit on the property of up to 5%.
[icon type=”image” icon=”Info” align=”left” size=”24″ ]The Government will provide you with a loan on your property of up to 20% of the actual price.
[icon type=”image” icon=”Info” align=”left” size=”24″ ]Now you will need to speak with your bank to arrange a mortgage for the 75%
[icon type=”image” icon=”Info” align=”left” size=”24″ ]In the first 5 years of moving into the property you will not be charge for any loan fees at all.
[icon type=”image” icon=”Info” align=”left” size=”24″ ]In the 6th year of living in your new home you will have to make extra payment of 1.75% on the value of your loan.
[icon type=”image” icon=”Info” align=”left” size=”24″ ]After this by the 7th year you will have to make further payments as the fees will rise yearly.
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The Government has launched 4 different types of schemes to help you to gain your foot on to the property ladder these include
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[icon type=”vector” icon=”momizat-icon-65″ size=”24″ icon_color=”#f48a00″ ]Help to Buy Equity Loans
[icon type=”vector” icon=”momizat-icon-65″ size=”24″ icon_color=”#f48a00″ ]Shared Ownership
[icon type=”vector” icon=”momizat-icon-65″ size=”24″ icon_color=”#f48a00″ ]New Buy
[icon type=”vector” icon=”momizat-icon-65″ size=”24″ icon_color=”#f48a00″ ]Help to Buy Mortgage Guarantees
All of these schemes are available for first time buyers in Leicester and the entire length of the UK.
by MnM | Nov 18, 2014 | East Midlands Relocation, Home Movers, House Removals, Leicestershire Removals, Moving Advice, Moving House, Moving Tips|Check List, Removals and Self Storage |
Moving Home – We have helpful & practical Advice & guide for first time homebuyers Market Harborough Leicestershire
Buying a home is one of the most expensive purchases you will properly ever make in your entire life, following our guide for first time homebuyers Market Harborough Leicestershire will ensure that you make the correct choices when buying a home for you and your the family
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Comparing services and fees from various Solicitors will give you a good idea of the cost involved, however prices are known to vary depending on the range of services offered. The cheapest is not always the best.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Is the firm local. This will save you a lot of time and money when it comes to signing and sending back the mountain of documents and paper work involved. Also check the firms opening times, do they open at weekends etc.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]If you have a busy lifestyle then some firms do offer an internet system that allows you to track your transaction online.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Don’t forget all of the extra cost you will have to pay such as: Stamp duty, Land tax, VAT and Search fees
When buying a new home it is not just about the structure of the property as you and your family have invested your life savings to achieve the home of your dreams. You will need to do a lot of planning and organizing to ensure you get exactly what you pay for.Searching for the perfect home for you and your family could take many months especially if you have no idea of what type of property you and your family are looking for. Having a good trustworthy solicitor will go along way in helping you to make a right choice
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Energy Performance Certificate – An Energy Performance Certificate is expected for all properties on the market. The certificate is designed to rate the energy performance for the property.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Survey advice – Whenever you are buying a new property you should always have an independent survey done. A survey will report any defects or any recommended building work. If any work is needed you should tell your solicitor as soon as possible as they may wish to negotiate on the price.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Dealing with the sellers solicitor – Your solicitor will contact the sellers solicitor and provide them with your list of content including fixtures and fittings that will be included in the sale.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Searches – Your solicitors will carry out a number of searches including potential risks such as flooding, along with checking for future plans for the area including planning permission and planned road works etc
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Terms of the mortgage – You will need to produce a satisfactory mortgage offer before you can sign a contract. Be sure to read the terms carefully and ask your solicitor to explain anything you do not understand
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Signing and Exchanging contracts – Once you have read and are happy with all the reports you will need to pay the deposit and sign the contract. Once signed contracts are exchanged your solicitor can set a completion date for the sale.
[icon icon=”info” size=”small” style=”none” shape=”inherit” text_color=”#f48a00″]Completion – At this final stage your solicitor will pay the relevant land tax and stamp duty fees. They will also hand over the money to the seller and the keys will be released to you
Following our guide for first time homebuyers Market Harborough Leicestershire will not only save you time and money, but will ensure you make the right choices for you and your family, when buying your new home.
Moving Home? Need A Reliable House Removals Company
by MnM | Aug 24, 2014 | Home Movers, House Removals, Leicestershire Removals, Moving Advice, Moving Home, Moving House, Moving Tips|Check List, Packing Materials, Removal Guides, Removals and Self Storage, Specialist Removals |
Practical advice for Keeping your valuables safe when Moving House in Leicestershire
Keeping your valuables safe when moving home in Leicestershire is an important part of your move. All removal companies will do their up most best to ensure your belongings are safe. However the possibility of having some of your property stolen during your move can happen if you’re not proactive, prepared and protected.
There are some special items that just aren’t safe to load onto your moving truck, regardless of the movers local reputation or your comfort level.
Some of the items you should NOT put onto the removal truck include:
Jewelry:
Gold, Silver, Gems and any other precious jewelry should always be carried with you in your personal luggage. There are a few things to bear in mind when it comes to keeping your valuables safe when moving house in Leicestershire.
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]If you have lots of precious jewelry in the house, make sure it is insured.
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]If you are moving more than 50 miles you may want to contact a local bank to arrange a safe deposit box.
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]Place your valuable items in this box for safe keeping during your move, it is better to be safe than sorry. If you are not comfortable moving them or travelling with these items, there are a number of firms that specialize in transporting valuables.
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Electrical devices:
Be cautious with electrical devices. Items such as mobile phones, i pods, i pads and other small laptops, note books and all other electrical equipment should be carried with you. If you do need to put these items onto the removal van, keep them together in a lockable secure box. Always make a list of any electricals you put into the van.
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Personal/Financial Info:
Identity theft and fraud are one of the fastest growing crimes in the UK at the moment. You should NEVER pack your personal documents onto the removal van. Important documents will include:
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]Passports
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]Driving license/ car documents
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]Bank statements/letters
[icon icon=”check” size=”small” style=”simple” shape=”inherit” text_color=”#f48a00″]Any other documents that hold personal info such as bank details, date of birth, national insurance numbers.
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Be prepared for your house removal in Leicester
Being proactive, prepared and protected during your move will go along way towards keeping your valuables safe when moving house in Leicestershire. You may need to make extra effort, but it’s worth it to prevent any issues on your move day. When you arrive to your new place, it’s best to locate one cupboard or room without windows and with a good door lock and place all of these valuables behind a locked and closed door during your move. This way, it take the temptation out of the process and you’’l be glad after the move that you’ll have you property safe and sound in the comfort of your new home!
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by MnM | Jul 28, 2014 | East Midlands Relocation, House Removals, Leicestershire Removals, Moving Advice, Moving Home, Moving Tips|Check List, Removal Guides, Specialist Removals |
Tips and advice to help you when preparing for moving day in Leicester
Preparing for moving day in Leicester can be stressful but it’s also exciting too. Whether you are moving into a brand new home or rented accommodation, it’s all about organisation. With some careful planning it can go smoothly.
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[icon type=”custom” icon=”https://mnmremovals.co.uk/wp-content/uploads/2014/07/14.ico” size=”48″ ]Great tips when preparing for moving day in Leicester[icon type=”custom” icon=”https://mnmremovals.co.uk/wp-content/uploads/2014/07/14.ico” align=”right” size=”48″ ]
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[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Ask friends for advice on good removal companies or choose one with a good reputation.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Clearly instruct the removal men where to put everything and be able to make sure everything has arrived. It will make your life much easier at the other end of the move.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Find the number of a takeaway near to your new home. Nobody wants to cook at the end of a hard day moving and you’ll certainly be hungry.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Make sure tea bags, milk, a kettle and some mugs and biscuits are easily accessible
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Search for good utility deals on your new property before you move and have the details to hand. It’s also wise to read the meters on both houses the day you move, write the numbers down.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Make sure your kids and pets are looked after on moving day. Trust us, having them out the way for a day or two really will minimise the stress levels.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Get rid of anything you don’t really want to keep before you move. The less you have to move, the better
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Keep all of your moving documents in one, easily accessible place.
[icon type=”vector” icon=”momizat-icon-301″ size=”24″ icon_color=”#f48a00″ ]Remember when preparing for moving day in Leicester you will need to pay for a phone line and the internet to be connected as well as sort out any gas, water and electric bills.
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When using MnM Removals your own dedicated Move co-ordinator will provide free, independent advice to help everything run as smoothly as possible and they’ll also undertake all the time consuming aspects of your move on your behalf. You remain in control, making all the decisions but the Move Planners do the work, saving you time, money and often a lot of stress.
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[callout color=”#000000″ border=”#f48a00″ font=”georgia” fontsize=”20″ bt_content=”Contact Us Today” bt_pos=”right” bt_style=”shiny” bt_link=”https://mnmremovals.co.uk/contact/” bt_target=”_blank” bt_font=”georgia” bt_textcolor=”#000000″ bt_bgcolor=”#f48a00″ bt_outer_border=”true” bt_outer_border_color=”#f48a00″ bt_icon=”momizat-icon-126″ bt_icon_color=”#000000″]If you need Advice for preparing for moving day in Leicester[/callout]
by MnM | Jun 23, 2014 | East Midlands Relocation, Leicestershire Removals, Moving Home |
Moving Home and need House Removals in Leicester
We are a professional removals company that takes great pride in offering our customers a quality house removals in Leicester at fair and cost-effective prices. All of our removals in Leicester, removal men and team are fully trained and qualified to complete your move, with the most care and respect for your furniture and belongings. We aim to deliver a superior level of service when completing your house removals in Leicester.
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[icon type=”image” icon=”search” size=”24″ ]Why choose us for your Removals in Leicester[icon type=”image” icon=”search” align=”right” size=”24″ ]
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[icon type=”vector” icon=”momizat-icon-247″ size=”24″ icon_color=”#f48a00″ ]From the day you make contact with our company, regarding your removals in Leicester,, we will provide you with a personal move co-ordinator who will arrange for a home viewing of your property to assess and the belongings and furniture you wish to be moved by our team. Once you have received a home survey we will be able to offer you a fair and competitive quote for your removals in Leicester, which will not change on your removal day, so there are no hidden surprises when booking our professional house removals in Leicester.
[icon type=”vector” icon=”momizat-icon-247″ size=”24″ icon_color=”#f48a00″ ]If you or your family require a friendly and reliable house removals company in Leicester then please get in touch with our professional, dedicated and very helpful house removals company in Leicester and Leicestershire today. Our removals team will be happy to help you with all your removal requirements for your removals in Leicester or Leicestershire, no matter what they may be.
Some of the benefits of our house removals in Leicester inc:
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Fast, friendly, reliable and flexible house removals in Leicester
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Free No Obligation Home Viewing Survey
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Quality home packing Service (removal boxes and packaging materials will be included)
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Free House Removals Estimates
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Quality House Removals Services
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Dismantling and Assembling
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]O.A.P and Student Discounts
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Full Insurance (to high value)
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]7 days a week
[icon type=”vector” icon=”momizat-icon-247″ size=”16″ icon_color=”#f48a00″ ]Specialist House Removal Boxes and Packaging Materials
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Unlike many other professional removal companies offering house removals in Leicester, we actually enjoy relocating customers to their new destinations, whether in the UK or abroad. We are the house removals in Leicester and Leicestershire company, that you can trust, not to let you or your family down, on your removal day. Our dedicated removal men can take care of your house removals in Leicester, so you don’t have to. Let us take the strain and stress away from your house removals in Leicester, leaving you to take on the more important task, like having your t.v, broadband and home phone set up at your new home property.
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